I've been retired for 10 years and we are 95% in equities and 5%

corporate bonds. Dividends from blue chips are paying more than govt and corporate bonds for the most part. Being heavy in bonds and, shudder, cash is a recipie to run out of money. JMO

In response to this post by ElbertoHokie

Posted: 01/06/2020 at 8:04PM

Just received a mutual fund statement; even better than expected. -- EDGEMAN 01/06/2020 4:18PM

Till the big drop. LOL ** -- UTPr0sim 01/06/2020 8:48PM

Narrator: The next 5 years did not bring more of the same. ** -- CPRVHokie 01/06/2020 8:39PM

Probably not, but they should be good years for the market. -- EDGEMAN 01/07/2020 07:08AM

Whispers: the market was better under the last admin than the current one -- BB Hokie 01/07/2020 11:17AM

Lol ** -- CPRVHokie 01/07/2020 08:39AM

Guess the truth hurts...lol ** -- EDGEMAN 01/07/2020 08:53AM

Lol ** -- CPRVHokie 01/07/2020 08:56AM

Any of them have cap gains distributions you'll be taxed on? -- Hokie360 01/06/2020 7:28PM

Those weren't in index funds, so I'll owe interest and cap gains -- EDGEMAN 01/07/2020 07:00AM

Sorry for the second post. These "bootstrap error" posts are annoying. ** -- EDGEMAN 01/07/2020 07:02AM

Those aren't but I have another fund that is in a index fund. -- EDGEMAN 01/07/2020 06:56AM

Dollar cost averaging wins always ** -- Hokie1992 01/06/2020 6:38PM

Yep! ** -- EDGEMAN 01/06/2020 6:56PM

Take a look back at those same funds in 2018. -- 133743Hokie 01/06/2020 5:18PM

I think I finished with ~18% return -- EDGEMAN 01/06/2020 6:59PM

Check again. The S&P 500 lost 6.2%, the Dow lost 5.6% and the NASDAQ 3.9% -- 133743Hokie 01/06/2020 8:09PM

That was a great year that ended in a big sell off at the end -- EDGEMAN 01/07/2020 06:27AM

Yawn ** -- hokiewasp 01/07/2020 02:53AM

Pack it up boys. This entire thread screams recession. A bunch of know -- CochraneResident 01/06/2020 5:04PM

You wish and hope. Go on, fess up. ** -- PhotoHokieNC 01/06/2020 5:31PM

I hope you have moved something that into cash and bonds if -- ElbertoHokie 01/06/2020 4:39PM

Best bet is to loan a big chunk to you BIL at an inflated interest rate. -- DonHo-kieHi 01/06/2020 9:40PM

Why would you put some in cash and bonds the day you retire? -- 133743Hokie 01/06/2020 5:20PM

You generally move money into more stable investments(money market accounts -- ElbertoHokie 01/06/2020 5:28PM

I've been retired for 10 years and we are 95% in equities and 5% -- 133743Hokie 01/06/2020 8:04PM

I briefly worked for an investment firm and -- pfishe 01/06/2020 9:39PM

If you cut it close yes. If you have a comfortable IRA/savings then bonds -- UTPr0sim 01/06/2020 8:58PM

Not an issue. FYI in just 62 so not even using retirement accounts and -- 133743Hokie 01/06/2020 9:49PM

True, but when you have the most business friendly environment in... -- EDGEMAN 01/06/2020 6:55PM

Nope, let it ride! -- EDGEMAN 01/06/2020 4:46PM

Black. All on black. ** -- hoosnowahokie 01/06/2020 7:14PM

Fingers crossed. -- Stork 01/06/2020 4:50PM

Definitely contribute 100% of whatever the employer will match! -- EDGEMAN 01/06/2020 4:52PM

How thoughtful of you to give financial advice to someone who's had the -- PhotoHokieNC 01/06/2020 4:56PM

He should give mental health advise after 37 years. ** -- Stork 01/06/2020 4:57PM

I hope to take him on full-time when I lose my mind & buy a Tacoma. ** -- PhotoHokieNC 01/06/2020 4:58PM

As my employer is in the financial industry, I get no-load mutual funds -- Stork 01/06/2020 4:53PM

Way to use "no-load" and "huge" in the same sentence. ** -- PhotoHokieNC 01/06/2020 4:58PM

We changed service providers in Oct/Nov. I jsut know I got 8.4% in Dec -- hoosnowahokie 01/06/2020 4:33PM

8.4% in one month is smoking! ** -- EDGEMAN 01/06/2020 4:46PM

(fingers crossed) ** -- PhotoHokieNC 01/06/2020 4:23PM

I've been retired for 10 years and we are 95% in equities and 5%

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